Checking Choices

Recommended for:

• All Adult Members (must pass Chex-Systems)

Service Fees:

• No Service Fees (NSF Fees for negative balance apply)

ATM/Debit Card:

• ATM or Debit Card

ATM fees:

• No BCU Fees or Member Network ATM Fees accessed; Non-Network Fees may apply

Overdraft Protection:

• Optional after 30 days and if account meets criteria

Learn More:

• Enjoy the benefits of checking with unlimited check writing, no minimum balance, and monthly statements.

Online Banking, Online Bill Pay and eStatements Optional

Recommended for:

• Members who want to rebuild their financial record

Service Fees:

• $10 Monthly Service Fee (NSF Fees for negative balance apply)

ATM/Debit Card:

• ATM Card

ATM fees:

• No BCU Fees or Member Network ATM Fees accessed; Non-Network Fees may apply

Overdraft Protection:

• None

Learn More:

• If you’ve had experiences that have caused you to be denied a checking account, you have a chance to rebuild your financial record. Stop paying high check cashing charges and always having to pay with cash. You can pay with checks. You can also pay bills and monitor your account.

Online Banking, Online Bill Pay and eStatements Optional

Recommended for:

• Teens (16-18 yrs. old) with a parent, guardian or responsible adult listed joint on the account.

Service Fees:

• No Service Fees (NSF Fees for negative balance apply)

ATM/Debit Card:

• ATM or Debit Card with Joint’s approval

ATM fees:

• No BCU Fees or Member Network ATM Fees accessed; Non-Network Fees may apply

Overdraft Protection:

• None

Learn More:

• A positive and rewarding experience in helping Teens learn Money Management.

Online Banking, Online Bill Pay and eStatements Optional

Recommended for:

• College Students (18 yr. or older). No joint needed (must pass Chex-Systems).

Service Fees:

• No Service Fees (NSF Fees for negative balance apply)

ATM/Debit Card:

• ATM or Debit Card

ATM fees:

• No BCU Fees or Member Network ATM Fees accessed; Non-Network Fees may apply

Overdraft Protection:

• Optional after 30 days and if account meets criteria

Learn More:

• When away from home, college & university students benefit from fee-Free checking and online account access and downloadable monthly statement files. Debit Cards make getting cash easier. Parents with students who have BCU accounts can easily transfer money.

Online Banking, Online Bill Pay and eStatements Optional

Recommended for:

• For those who also have a personal share account.

Service Fees:

• $10

ATM/Debit Card:

• ATM Card

ATM fees:

• No BCU Fees or Member Network ATM Fees accessed; Non-Network Fees may apply

Overdraft Protection:

• None

Learn More:

• Member is required to provide a “DBA (doing business as…)” or Assumed Name Certificate when opening the account.

Online Banking, Online Bill Pay and eStatements Optional