All Share Accounts must be opened with a minimum balance.
This minimum balance remains locked in the account to hold the account open and insure membership in the credit union.
| Share | Kids Club | Student | Church | Organization | |
|---|---|---|---|---|---|
| Recommended for: | Everyone! A Share Account opens the door to all other credit union services | Children (0-18) with a parent, gaurdian or responsible adult listed joint on the account | For Young Adults (18-24 yrs. old) who are currently enrolled in college or university | Field-of-Membership eligible churches who want a savings account | Field-of-Membership eligible denominationally-oriented organizations who want a savings account |
| Minimum to open: | $25 | $5 | $5* (Funded by the credit union if in conjunction with a Student Loan) | $25 | $25 |
| Monthly Fees: | No Service Fees | No Service Fees | No Service Fees | No Service Fees | No Service Fees |
| ATM Card: | Optional | Optional for Joint | Optional | Optional | Optional |
| Dividends: | 0.04% APR | 0.04% APR | 0.04% APR | 0.04% APR | 0.04% APR |
| Computed on: | Average Daily Balance | Average Daily Balance | Average Daily Balance | Average Daily Balance | Average Daily Balance |
| Paid: | Quarterly | Quarterly | Quarterly | Quarterly | Quarterly |
| Access to Funds: | 3 Cash withdrawals or 3 Teller Checks or any combination of 3 per month w/o fee | 3 Cash withdrawals or 3 Teller Checks or any combination of 3 per month w/o fee | 3 Cash withdrawals or 3 Teller Checks or any combination of 3 per month w/o fee | 3 Cash withdrawals or 3 Teller Checks or any combination of 3 per month w/o fee | 3 Cash withdrawals or 3 Teller Checks or any combination of 3 per month w/o fee |