Account Access
Mobile Check Deposit
Deposit checks anytime, anywhere using Baptist Credit Union's check deposit feature inside the online banking.
Making a Check Deposit
Access the check deposit feature within online banking.
Select the account where you would like the funds deposited.
Enter the check amount.
Endorse the back of the check as required.
Capture clear images of the front and back of the check.
Review the information and submit your deposit.
After Submission
After submitting your deposit, you will receive a confirmation message. To track the progress of your deposit, select View History within the check deposit feature.
Status Definitions
Pending: Your deposit has been received and is currently under review.
Approved: Your deposit has been accepted and will generally be reflected in your account within the next few hours. Depending on certain factors, a hold may be placed on the deposited funds.
Rejected: Your deposit was not approved. Please review the reason provided, make any necessary corrections, and follow the instructions for resubmission
Deposits submitted before 3:00 p.m. on a business day will generally be processed the same day.
For best results, ensure check images are clear, well-lit, and all four corners of the check are visible.
Online Banking
When you open your BCU share or checking account, request online banking, and you will be issued a User ID that will allow you to view your account balances, view account statement history, transfer funds between accounts, and make loan payments or apply online.
Online Bill Pay
Baptist Credit Union offers free online bill pay for the ease and convenience of our members. If you have enrolled in online banking, you may sign up for online bill pay.
eStatements
Download statements electronically and access up to 18 months of statements online:
Sign on to our internet banking system.
Select a specific account (savings, checking, etc.) to view the transaction details for that account.
Click on the View e-Statement button.
The first time you select this option, you will be prompted to register for eStatements. You will just enter your name, SSN, date of birth, and base membership number.
Once you aresigned upp, you will begin receiving your statements electronically, starting with the next statement cycle.
Account Alerts
Account Alerts are messages sent to you from Baptist Credit Union via e-mail or text message on your cell phone alerting you to changes in your account status which you wish to monitor, such as ATM withdrawals, account balances, debit card purchases, electronic deposits or withdrawals.
You may sign up by:
If you are already enrolled in online banking, enter your online banking account, and choose ‘Preferences’ in the gray navigation bar. Click and choose the third option – Manage Alerts. Make your selections and enter your preferences.
If you are not enrolled, go to the left menu bar on the BCU homepage, click on Member Services, and choose Online Access to be issued a User ID Number.
If you have any questions, contact your local branch or Member Services at 1 (800) 222-2328
Direct Debit
You may have direct debit set up for any of your monthly payment transactions. For instance you may contact your utility company and fill out the appropriate form requesting them to automatically debit your account each month for your utility payment.