Services
Teller Checks
Baptist Credit Union offers teller checks (same as a certified check) to account holders for a fee of $2.50 each.
Money Orders
Money Orders are available at the teller line and drive-through window at any of our branches for members only.
Temporary Checks
New members can request 5 temporary check at no charge. Other requests require a fee. Available at the Main and Dallas branches only.
Notary Service
Baptist Credit Union offers a notary service to our members free of charge.
Wire Transfers
Wire transfers are made from our credit union to other financial institutions both nationally and internationally.
Call Member Service at 1 (800) 222-2328 or (210) 525-0100.
Be sure to have the account name, account number, and ABA routing number for the person’s/financial institution receiving the wire.
Wire Transfers National -2:00 p.m. (CST)
International – 10:30 a.m. (CST)
WIRE TO:
CATALYST CORPORATE FEDERAL CREDIT UNION
ABA# 311-99-0511
6801 Parkwood Blvd
Plano, TX 75024
FURTHER CREDIT TO:
BAPTIST CREDIT UNION
Account# 314-09-2717
5815 IH-10 W.
San Antonio, TX 78201
FINAL CREDIT TO: MEMBER’S NAME & NINE-DIGIT ACCOUNT NUMBER
Postage Stamps
Books of 10 stamps are sold for $11 at the Main Office, Northeast, Mission Trail, and BMC branches.
Discount Movie Tickets
Regal Cinema discount movie tickets are sold only at the San Antonio branches. Discount tickets are $9 each.
Fees
| Share Draft Fees | |
|---|---|
| NSF/ODP | $32.50 per item |
| Copy of Share Draft | $2 per copy |
| Fax Copy of Share Draft | $2 per copy |
| Check Printing | Price varies depending on style |
| Other Fees (applicable to all accounts) | |
| Levies | $25 |
| Account Reconciliation | $15 per hour |
| Account Research | $15 per hour |
| Statement Copy | $1 per page |
| Deposited Return Item | $15-$25 per item |
| Deposited Canadian Check Fee | $10 per item |
| Wire Transfer (outgoing) | $15 per transfer |
| Wire Transfer (international): | $32.50 per transfer |
| Western Union Wire | $15 per transfer |
| Visa/MC Processing Fee | $5 per advance |
| Money Order | $2 per money order |
| Stop Payment Request | $32.50 per request |
| Invalid/Returned Mail | $2.50 per month |
| Collection Items | $10 per item |
| Teller Checks | $2.50 per check |
| Early Account Closure within 6 months | $15 |
| ATM Transaction (non-proprietary ATMs) | $1.50 per transaction |
| ATM/Debit Replacement Card | $5 |
| Debit Card Rush Delivery (up to 3 business days) | $35 per card |
| Non-member cash check fee (for checks over $250) | $5 |
| Business check exchange to teller check | $5 |
Transaction Limitations and Related Fees. Please note: AS MANY TRANSFERS AS A MEMBER MAY NEED ARE FREE WHEN MADE ON MONEYLINE, THROUGH INTERNET BANKING, OR WITH AN ATM CARD. (Members using ATMs other than those free to BCU members will be charged an ATM Fee, but will not be charged any fee for the transfer.) The following is from our “Rate and Fee Schedule”. TRANSACTION LIMITATIONS: You may not make more than three withdrawal or transfers per month from your Share Account to another credit union account of yours or to a third party by means of a preauthorized or automatic transfer or telephonic order or instruction. Additionally, you are allowed three automatic overdraft protection transfers to your share draft account per month. If you exceed the Share account transaction limitations set forth above in any month, your account will be subject to a fee of $3.00 per transaction. Three over-the-the counter and three draft (check) withdrawals are allowed per month from your Money Market Account. A $10.00 fee is assessed for each Money Market withdrawal that exceeds this limitation. The minimum amount you may withdraw from a Money Market Account is $250.